Since employer group plans need to offer the same coverage to everyone, employer-sponsored plans are sometimes the only way that people with serious or chronic health conditions can get any disability or life insurance at all. 

Maybe you’ve had this experience: You’re in crisis. You can’t work, so you call in. A well-meaning person you hardly know sends you information about the Employee Assistance Program (EAP). You look into what it covers and wonder how this could possibly help. The minimum CYA measure to guard against the wild things that people in crisis do.

Did you know that if your company has more than 50 employees (100 in CA, CO, NY, and VT), the employer sees all the prescriptions people take?  They don’t know who, but if there are fewer than 100 people it’s pretty easy to guess who needed a prescription to control their excessive underarm sweating. Or who's on Lithium.

"Is this because I said I wasn't pregnant?" He scratched his beard. He was the first non-birth parent to use the policy. And it wasn’t working as planned. And yes, his claim was denied because he wasn't pregnant.

In this post we’ll discuss how to determine your budget and priorities, what information to look for in plan options, and how to structure a

Adding a 401(k) plan to a company’s benefits package gives businesses a less expensive way to compensate employees than adding the same amou

Read on for 12 practical tips on how to structure and present your employee benefits to get the most out of your organization’s greatest ass

Your employee benefits are a big investment. Make sure that your benefits package supports your employees’ productivity and sends a message