But why would someone take a 40+% pay cut by choice? That time must be more valuable than money. There are plenty of reasons besides laziness why this might be true. 

Both of these tools are available to companies for less than a dollar per employee per month. They can transform someone’s exit from cold paperwork to meaningful support.  If it rips your heart out to see what’s happening in the job market, Callings and Kept are two things you can offer right now that make a real difference.